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March 11, 2025

How Does Student Loan Repayment Impact Consumer Credit Scores? VantageScore’s Chief Economist on Yahoo Finance

“What’s important to bear in mind is that a credit score is a bit like a reputation. It takes a long time to build, but it can fall very quickly.”

Dr. Rikard Bandebo, EVP, Chief Strategy Officer and Chief Economist at VantageScore® spoke with Yahoo Finance to discuss a recent VantageScore analysis on the credit score impact of the reporting resumption on federal student loans.

The majority of student loan borrowers who have been making payments have seen their credit scores go up by about eight points or so. That’s been very positive. But those who miss payments will see significant decreases in their credit scores,” added Dr. Bandebo.

See the full interview here: https://finance.yahoo.com/video/student-loan-delinquencies-lower-credit-103039097.html

Read VantageScore’s quantitative analysis on the resumption of reporting on educational debt here

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