The Upside of Converting to VantageScore 4.0
During a period of economic volatility, lenders and fin-techs are seeking ways to improve risk management while growing loan portfolios. By implementing and using VantageScore 4.0 for loan decisions, both can be accomplished in a safe and sound way.
MarketGain produces detailed, geographically specific, information tailored to a lender’s strategy and footprint. Reports provide data about the increased addressable market that is newly available after implementing VantageScore 4.0.
Aggregated total lendable dollar amounts
Fair lending breakdowns and ethnicity data
Product specific opportunity breakdowns within an institution's footprint across counties and states
Overall totals of newly scorable consumers segmented into score bands (600-700) that were previously "invisible" with conventional models
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