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Let VantageScore help you navigate latest news, trends and breakthroughs in the credit industry.

March 17 - 19, 2025
CBA Live

Navigating the New Economic Normal: Credit Risk & Innovation for Lenders

Lenders are operating in a new economic normal, where traditional risk assumptions no longer hold, and consumer credit behaviors are shifting in unprecedented ways. Unprecedented student loan delinquencies, inflationary pressures, and stubbornly high interest rates are reshaping borrower risk profiles, making it more challenging than ever to predict origination and portfolio performance. Join Dr. Rikard Bandebo, VantageScore’s EVP, Chief Economist, and Chief Strategy Officer, as he unpacks the macroeconomic forces defining this new era and how they are impacting credit scores, lending decisions, and credit risk management. With the resurgence of repayment challenges and evolving consumer spending patterns, understanding these trends is essential for lenders aiming to protect profitability and maintain a competitive edge.

In this transformed landscape, innovation in credit scoring and risk modeling is no longer optional—it’s essential. Dr. Andrada Pacheco, VantageScore’s EVP and Chief Data Scientist, will reveal cutting-edge advancements in credit analytics that help lenders anticipate shifts in borrower behavior and stay ahead of emerging risks. From enhanced use of trended credit data to new approaches in risk segmentation, this session will equip financial institutions with the tools needed to thrive in an era of uncertainty. As market volatility continues, lenders who embrace forward-looking insights and next-gen risk assessment will lead the industry—those who don’t risk being left behind. Don’t miss this opportunity to gain a competitive advantage and redefine your approach to credit risk at CBA LIVE.

Featured Speakers
Dr. Rikard Bandebo
Dr. Rikard Bandebo
Executive Vice President, Chief Strategy Officer and Chief Economist
Dr. Andrada Pacheco
Dr. Andrada Pacheco
Executive Vice President and Chief Data Scientist
Past Events

CBA Live

March 2025

SFVegas 2025

February 2025

Equifax MarketPulse Webinar

February 2025

2024 MBA Conference

October 2024
Get Prepared for a New Era in Mortgage Lending with the Release of Historical Mortgage Data and VantageScore 4.0

Mortgage Webinar (FHFA Timeline Update: VS Historical Data Set Release)

July 2024

11th Annual Credit Building Symposium (CBA 2024)

June 2024

American Mortgage Conference

April 2024
Full Steam Ahead! Implementation of VantageScore for GSE Mortgage Takes an Important Step Forward

GSE Mortgage Webinar

March 2024

Fin-Tech Meetup

March 2024

National Fair Housing Alliances (NFHA)

January 2024

MISMO

January 2024

FHFA Webinar

November 2023

CardCon 2023

November 2023

VantageScore Webinar for Mortgages

October 2023

Housing Finance Strategies #HousingDC23

September 2023

Fintech Nexus

May 2023

SFVegas

February 2023
Repositioning to Succeed in a Recession Economy: A look at the Most Recent Consumer Data

Digital Commerce Alliance Annual Summit: Keynote Address

December 2022
Leveraging Data and Analytic Innovations to Increase Risk Management and Financial Inclusion: What it means for the economy in 2023

Consumer Bankers' Association Webinar

November 2022
Macro Economy Keynote

ABS East

October 2022
Housing Finance Strategies

Consumer Credit & VantageScore

October 2022
Navigating Changes to the Student Loan Marketplace and Impacts to VantageScore Credit Scores

VantageScore Webinar

October 2022
Leveraging Data Analytics To Drive Financial Inclusion

FinnovateFall 2022 Mastermind Keynote

October 2022

DCA Event

May 2022
How can Credit Unions further impact financial inclusion and access to credit?

Equifax Event

March 2022
Financial Inclusion + Alternative Data

DCA Event

February 2022

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