Come Join Us!
We think outside the box and leverage technology to expand financial inclusion and predictive power.
We work together to make an impact.
The foundation of trust.
Does not need to be earned, everyone deserves it.
All people have something to offer and therefore deserve to have fair and equitable access to credit.
VantageScore develops consumer credit scoring models that combine the need for reliable predictive performance across all scoring ranges with the goal of responsibly expanding access to credit.
More than 3,400 institutions used 27 billion+ VantageScore credit scores in 2023.
The VantageScore 4.0 model scores approximately 94 percent of all adults 18 and older - including 33 million more people than conventional models - without sacrificing safety and soundness. As a result, lenders utilizing VantageScore can extend credit to a broader spectrum of creditworthy people. A Win-Win for Lenders and Consumers
Tens of millions of consumers utilize VantageScore credit scores to monitor their personal credit status.
Our state-of-the-art data analytics help lenders reach the broadest spectrum of creditworthy people.
Because financial opportunities should be accessible to all.