Are Younger Borrowers Under Financial Distress?

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Read our latest model performance assessment

Leading in Transparency:

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New Inclusion360™ Platform Launched by VantageScore® to Pinpoint Opportunities for Financial Inclusion.

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FTI Consulting Report Shows 93% are open

Do ABS Investors Want Credit Score Competition?

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Listen to this episode on the Commerce Code podcast.

Better Credit Scores, Smarter Securitization.

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Since 2006, VantageScore's leveraged data analytics to make access to credit more equitable.

There are more than 2,500 unique users of VantageScore credit scores, including 2,200 financial institutions. Credit card issuers and banks and thrifts accounted for over half (52%) of all usage of VantageScore credit scores. Nine of the 10 largest banks and 29 of the 100 largest credit unions used VantageScore credit scores in one or more lines of business.

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VANTAGESCORES USED FROM JULY 2018 - JUNE 2019

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VANTAGESCORES PROVIDED BY CONSUMER WEBSITES

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VANTAGESCORES USED BY CREDIT-CARD ISSUERS

We are an independently managed company that holds the intellectual property rights to the VantageScore credit scoring model. We do not market the VantageScore model, sell credit scores or manage credit report data. We have entered into licensing agreements with Equifax, Experian and TransUnion that allow each of them to market the VantageScore model and sell VantageScore credit scores.