That’s changing now

Medical debt keeping you from getting the credit you need?

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increase in usage

14.5 Billion Scores Used in 12-Months … VantageScore’s Usage Grows by 18% According to New Study

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financial inclusion

VantageScore President & CEO Outlines Strategic Vision to Drive Financial Inclusion

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credit usage

Are Younger Borrowers Under Financial Distress?

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Read our latest model performance assessment

Leading in Transparency:

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New Inclusion360™ Platform Launched by VantageScore® to Pinpoint Opportunities for Financial Inclusion.

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FTI Consulting Report Shows 93% are open

Do ABS Investors Want Credit Score Competition?

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Since 2006, VantageScore's leveraged data analytics to make access to credit more equitable.

More than 3,000 unique users of VantageScore credit scores, including over 2,600 financial institutions. VantageScore credit scores used in underwriting/account opening decisions increased by 620MM or by 132% compared to the 2019 study. Nine of the 10 largest banks and 43 of the 100 largest credit unions used VantageScore credit scores in one or more lines of business.
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BILLION

VANTAGESCORES USED FROM MARCH 2021 - FEBRUARY 202

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BILLION

VANTAGESCORES PROVIDED BY CONSUMER WEBSITES

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BILLION

VANTAGESCORES USED BY CREDIT-CARD ISSUERS

We are an independently managed company that holds the intellectual property rights to the VantageScore credit scoring model. We do not market the VantageScore model, sell credit scores or manage credit report data. We have entered into licensing agreements with Equifax, Experian and TransUnion that allow each of them to market the VantageScore model and sell VantageScore credit scores.