Lender FAQs
ABOUT VANTAGESCORE
VANTAGESCORE MODEL
What does a Tri-Bureau Model Mean?
How does VantageScore use Machine Learning?
How was the Model Developed?
How Does The Model Handle Credit Inquires?
What Behavior Contributes to a Good or Bad Score?
Do VantageScore Models Perform as Well as Other Models?
What is the Probability of Default for a Particular Credit Score?
Are VantageScore Models Still Performing Well Given Recent Events?
Does The Model Meet Fair Lending Requirements?
What was the Rationale for removing Medical Debt from VantageScore 4.0?
Are Rent & Utility Payments Included in VantageScore 4.0?
VANTAGESCORE IMPLEMENTATION & UTILIZATION
How Should VantageScore Model Users Display VantageScore To Consumers?
How Do I Use VantageScore Models?
How Will My Business Be Impacted by Migrating to VantageScore?
Have Regulators Approved VantageScore?
How do Capital Markets participants feel about VantageScore?
Are There Industries Currently Using VantageScore 4.0?
Has VantageScore 4.0 Been Utilized in an Asset-Backed Securitization?
Where Can I Find Information About Migration?