Vox: How to Prepare for the Return of Student Loan Payments
VantageScore®

Published June 13, 2023
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As many student loan borrowers likely know, the forbearance period on federal student loans is expected to conclude at the end of this summer, significantly changing the personal finances of an estimated 40 million borrowers in the United States.

This week, Vox published an article aimed at borrowers preparing for this change, titled “How to prepare for the return of student loan payments,” citing a recent VantageScore analysis on the subject:

According to recent research from VantageScore, a credit score model development company, 34 to 76 percent of borrowers may miss their next required federal student loan payment, resulting in a decline in their credit score. Those resuming payments will only see a 1 to 8 point increase in their credit score, while those unlikely to pay could see their credit scores decrease between 49 and 82 points, within a month of resumed repayments.

Read more here: https://www.vox.com/even-better/23755273/prepare-return-student-loan-payments-servicer-budget

For more information on the anticipated impact of student loan repayments on borrowers, read  VantageScore’s full analysis on the end of the forbearance period here: https://www.vantagescore.com/major-credit-score-news-new-federal-debt-ceiling-law-ending-student-loan-forbearance-to-impact-credit-scores/.

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