White House Highlights VantageScore® Industry Leadership

Published February 16, 2023
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Earlier this week, the White House issued a press release and fact sheet that specifically cited VantageScore’s leadership in eliminating medical debt from its credit score models.    

The White House’s press release highlights several key points:

INDUSTRY LEADER:  VantageScore demonstrated leadership and foresight in excluding medical debt from its credit scoring models.

MANDATED FOR MORTGAGE: VantageScore model 4.0 has been mandated for use in GSE mortgages (The FHFA decision).

MORE CHANGE COMING: The administration is working to eliminate the use of medical debt to assess creditworthiness in all federal government lending programs. 

The recognition of VantageScore 4.0 and its elimination of medical debt underscores the need for an expeditious transition led by the GSEs in close consultation with industry stakeholders so that borrowers and first-time homebuyers can benefit from more accurate and more inclusive credit scores.

Here is the full White House press release: White House press release.


Media Contact
Ola Fadahunsi, VantageScore
ola@vantagescore.com
+1 (415) 740-2559

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