Did you know that risk associated with a VantageScore credit score changes over time?

Introducing RiskRatio powered by VantageScore™, a first-of-its-kind interactive tool that sheds light on this dynamic score-to-risk relationship.

RiskRatio transparently provides users the ability to view and refresh the connection between credit scores and subsequent default levels (measured by delinquency of 90 days or more over a 24-month period) at different points in time for new originations as well as existing accounts.

The dynamic relationship between VantageScore credit scores and default risk is particularly critical for industry stakeholders today. In a climate where consumers are confronting inflation, a potential extended recession, and other economic distress, understanding risk is crucial. And, as many lenders and capital markets participants migrate to new scoring models, having tools that generate valuable insights helps ensure smooth transitions.

RiskRatio is publicly available. Users are able to easily observe the score-to-risk relationship and track performance of the VantageScore 4.0 model.

To use the tool or learn more, visit https://vantagescore.com/lenders/risk-ratio/