Meet VantageScore’s Leadership

Leaders driven to do the right thing.

Silvio Tavares
PRESIDENT & CEO

Silvio Tavares became President and CEO of VantageScore in 2021. VantageScore is the provider of the leading national consumer credit score used by over 2,200 banks, fin-tech apps and financial institutions including Chase, Capital One, Synchrony and 9 out of the top 10 US Banks. Mr. Tavares is an experienced fin-tech and data analytics CEO. He is also a sought after public company Board Director. He currently serves on the Board of Directors of CSG, a NASDAQ- listed provider of digital engagement and payment services to leading cable companies and mobile operators. Previously he served as Chairman of the Audit Committee and Board Director for CPI, a NASDAQ-listed provider of secure payment cards.

Image
Dr. Rikard Bandebo
EXECUTIVE VICE PRESIDENT AND CHIEF PRODUCT OFFICER

Dr. Rikard Bandebo has spent the last 20 years as a product leader and general manager, working at the cross-section of financial services and quantitative and qualitative data analysis. Throughout his career, he has paired his expertise in data analytics with meaningful insights that help drive product innovation and expand market share.


Image
Bill Sakkab
EXECUTIVE VICE PRESIDENT AND CHIEF LEGAL COUNSEL
Bill Sakkab is a results-focused legal and business executive who excels in building high-performing teams. He possesses deep experience developing innovative and value-creating business and legal solutions. Mr. Sakkab has a successful track record of advising Founders, CEOs, COOs, CFOs and Boards in financial services and technology companies.

Image
Susan Fahy
EXECUTIVE VICE PRESIDENT & CHIEF DIGITAL OFFICER

As Executive Vice President and Chief Digital Officer, Susan Fahy leads all digital channels across VantageScore’s organization and product offerings. This includes ideating digital tools for stakeholders and managing digital engagement for all of VantageScore’s owned and operated digital channels including social and interactive media as well as managing the company’s digital community.


Image
Latonia Hubbs

Senior Vice President, Capital Markets and Strategic Alliances

Latonia Hubbs directs VantageScore Solution's efforts in the capital markets space and is focused on forging and strengthening relationships with strategic partners. An expert in securitization, Ms. Hubbs joined the organization in 2021 and now works closely with market participants across the capital markets ecosystem, providing support to institutions in the adoption of VantageScore’s innovative credit-scoring products.

Image
Jeff Richardson
Senior Vice President, of Marketing and Communications
Jeff Richardson spearheads media-relations for the organization to help assure consumers, lenders, policy makers and professionals within capital markets and credit bureaus understand the value of VantageScore’s inclusive credit-scoring models. He also hosts “THE SCORE” Podcast where he interviews industry innovators and thought leaders.

Image
Dr. Emre Sahingur
Senior Vice President, for Predictive Analytics, Research and Product Management
Emre Sahingur leads VantageScore’s deep bench of seasoned data scientists, managing all of the organization’s activities related to analytics, credit modeling and research. He and his team most recently developed VantageScore 4.0, the first and only tri-bureau credit-scoring model to use trended credit data and machine learning to develop model attributes that reliably and accurately score those with limited credit histories.