In a strategic move to enhance credit accessibility, FormFree announced it has integrated VantageScore as its primary credit scoring model within Passport Wallet. According to FormFree, the company turned to VantageScore because it offers distinct advantages over traditional models.

“VantageScore, a proven alternative credit model that has been gaining market share since 2006, offers distinct advantages over traditional models, including more consistent scoring and the ability to score an additional 33 million consumers. This upgrade particularly benefits demographics such as ‘young to credit’ borrowers, dormant consumers, and those with no credit accounts, ensuring a more inclusive approach to credit assessment.”

Read more about FormFree and their move to VantageScore here: FormFree