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by The New York Times

Mining Data to Uncover Worthy Borrowers Shut Out by Credit Scores

Consumer Credit Score Insights

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VantageScore Licensee

VantageScore 4.0

The first and only tri-bureau scoring model to incorporate trended credit data and advanced machine learning.

  • Gives lenders greater confidence to extend loans
  • Expands mainstream lending
  • Easier to implement
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