Consumers

Free Credit Score Providers

Access your free VantageScore credit score with help from our partners.

A growing number of innovative websites have adopted the VantageScore credit model, and allow consumers to obtain VantageScore credit scores free as part of no-cost basic subscriptions to their personal-finance services.

Each site is unique and combines credit score reporting with a variety of other services for monitoring and managing personal credit. Click the links below for more detail on each offering.

DIRECT-TO-CONSUMERS/NON-LENDERS FREE SCORE PROVIDERS

American Express is enhancing American Express® MyCredit Guide, its popular credit score tool, with the addition of Score Goals, a credit score improvement tool (powered by VantageScore), using the VantageScore® 3.0 credit score.

CreditCards.com includes a VantageScore 3.0 score from TransUnion with its basic free membership, with score updates monthly.
Credit Karma provides VantageScore 3.0 scores from TransUnion and Equifax, with weekly updates, as part of its free Credit Report Card service.
CompareCards.com is a service of LendingTree, which provides free VantageScore 3.0 credit scores.
CreditSesame.com provides VantageScore 3.0 scores from TransUnion as part of a free subscription service.
The CreditWise program from Capital One provides VantageScore 3.0 scores from TransUnion.
LendingTree provides a VantageScore 3.0 score from TransUnion, with weekly updates, as part of its free subscription service.
myBankrate includes a VantageScore 3.0 score from TransUnion with its basic free membership and updates the score every week.
Nav provides VantageScore 3.0 scores from TransUnion and Experian, along with business credit grades from Dun & Bradstreet, Experian and Equifax—all for free.
NerdWallet provides VantageScore 3.0 scores from TransUnion, with updates every 7 days, and a TransUnion credit report with its free membership account. It also offers credit monitoring alerts and a credit simulator.
SavvyMoney provides VantageScore 3.0 credit scores powered by TransUnion®, updated monthly.
WalletHub includes a VantageScore 3.0 score from TransUnion and a TransUnion credit report with its basic free membership and updates the score daily.
Upturn provides VantageScore 3.0 scores from TransUnion® as a part of its free service which also includes credit reports, credit growth recommendations and real-time alerts.


LENDER FREE SCORE PROVIDERS

Capital One provides free VantageScore 3.0 credit scores powered by TransUnion®, with email alerts when your TransUnion credit report changes.
JP Morgan Chase provides free VantageScore 3.0 credit scores powered by TransUnion®, refreshed weekly when you log into your account.
OneMain Financial provides free VantageScore 3.0 credit scores from Experian, with your most current score available when you log into your account.
U.S. Bank provides free VantageScore 3.0 credit scores powered by TransUnion®, updated monthly when you log into your account.