One of the most significant developments to hit consumer pocketbooks is the requirement that they begin repaying federal student loans after the payment pause enacted as a way of providing financial relief during the COVID-19 pandemic came to an end.
Student Loan Payment Resumes
Student loan payments and interest on Federal Student Loans began on September 1, 2023. After the student debt relief plan was struck down, the Biden Administration has since introduced several programs, including a new income-driven repayment plan option, aimed at helping people make federal student loan payments, and in some cases change the monthly payment amount due in order for it to be less burdensome on a borrower or family’s monthly budget.
But what happened to student loan forgiveness? Why are some people having their loan debt forgiven while others are not? Are there other options for debt forgiveness? How do I even pay back my student loan and what types of repayment plans are available?

Answers to Your Student Loan Questions
Look no further. 39 Answers to Student Loan Questions, an extensive FAQ-styled blog post that VantageScore developed with Dan Currell, who formerly served as Deputy Under Secretary and Senior Advisor at the U.S. Department of Education, addresses these and 35 other critical questions surrounding student loans and repayment. Every answer includes a link to an original government source, providing borrowers with instant access to additional resources to help navigate the complex world of student loan repayment.
This is the first in a series of blog posts to help consumers understand key developments in Federal student lending, complimenting a number of borrower resources that VantageScore has previously published. Upcoming articles will delve further into some of the more complex areas including repayment plan options, as well as student loan debt and credit scores.
Your Guide to Understanding Federal Student Loan Repayment
Accompanying this release, VantageScore has launched a comprehensive, user-friendly resource page, designed to help consumers navigate all their student loan repayment-related needs, complete with a news section featuring the latest updates in the realm of student loan policies and debt relief measures.
Check it out here: Federal Student Loan Repayment FAQs, Resources, and News