Learn the reasons why we are the most consistent, predictive and easy-to-understand credit scoring model.
Introduced in 2006, VantageScore continues to be one of the most consistent, highly predictive and easiest-to-understand credit scoring models out there.
With a VantageScore credit score, borrowers can gain access to the most appropriate credit terms at the fairest rates and can easily understand their creditworthiness. Additionally, VantageScore provides easy-to-understand reason codes with educational tips; giving consumers a more transparent view into what is impacting their credit score.
Accuracy and Consistency Recognized by Federal Regulators
Thousands of lenders, including 9 of the top 10 largest banks, use the VantageScore model. Plus, its use across all major credit categories has been recognized by the top regulators:
VantageScore credit scores used July 2018 - June 2019
VantageScore credit scores provided by consumer websites
VantageScore credit scores used by card issuers