Download a New Report Citing VantageScore’s Growing Market Adoption
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Oliver Wyman Releases Annual VantageScore Market Adoption Report
Usage grows by 20% year over year
VantageScore updates consumer credit insights on a monthly basis.
A monthly update of key metrics that reflect the status of U.S. consumer credit trends and credit scores is calculated with our models for lenders and other market participants.
VantageScore is widely used across lender types and across loan products for its greater inclusivity and superior predictive performance. Scores are easily accessible for free by millions of consumers who rely on their VantageScore for a greater understanding of their credit health.
ENABLES FINANCIAL INCLUSION
BEST-IN-CLASS PREDICTIVE PERFORMANCE
CONSISTENCY ACROSS ALL THREE BUREAUS
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More than 3,000 unique users of VantageScore credit scores, including over 2,600 financial institutions. VantageScore credit scores used in underwriting/account opening decisions increased by 620MM or by 132% compared to the 2019 study.
Nine of the 10 largest banks and 43 of the 100 largest credit unions used VantageScore credit scores in one or more lines of business.