Approximately Five Million New Borrowers to Gain Access to Mortgage Market Using VantageScore 4.0 • New Research Indicates Lenders Could …
How Conventional Scoring Models Currently Exclude Over 139,000 Creditworthy Dallas Residents
Home to an estimated 4.9 million people, Dallas is one of the most populous cities in Texas and one of …
American Banker: Why Consumer Delinquencies Are at their Highest Level Since 2020
American Banker recently covered the rise in consumer delinquencies citing VantageScore’s August 2023 CreditGauge data. The article examines delinquency rates …
Understanding the Economic and Social Impact of Student Loans
12 Answers to “Big Picture” Questions About Student Loans The FAQ below addresses big-picture questions about the U.S. student loan …
VantageScore CreditGauge August 2023: Credit Card Originations Rose Despite Increase in Consumer Delinquencies
In August, originations slowed across all other products compared to July 2023, overall YoY delinquencies reached their highest levels across …
VantageScore CreditGauge™ August 2023: Credit Card Account Openings Approached 12-Month High Despite Overall Increase in Consumer Delinquencies
VantageScore CreditGauge™ August 2023: Credit Card Account Openings Approached 12-Month High Despite Overall Increase in Consumer Delinquencies • Lenders slowed …
Record Adoption of VantageScore in the ABS Market for 2023
Question: Is VantageScore gaining traction in the capital markets? Answer: Absolutely! Many lenders sell consumer loans to institutional investors in …
VantageScore Supports FHFA Efforts to Stick to Deadlines for Implementing More Accurate and Inclusive Credit Scores
Earlier today the Federal Housing Finance Administration (FHFA) announced the creation of an “industry group” to help facilitate its timeline …
VantageScore 4.0 Fact Sheet
VantageScore 4.0, the fourth-generation tri-bureau credit scoring model from VantageScore Solutions, once again sets a new standard for predictive performance …
VantageScore July 2023 CreditGauge™ Shows Higher Delinquency Rates Persisted as U.S. Consumers Spent Carefully and Continued to Manage Debt Levels
Delinquencies across all categories and credit tiers were at the highest level in 12 months; year-over-year loan balances grew, while …