Latest data on average national credit score and other informative consumer credit insights, updated monthly, now available for free on …
Part 1 & 2: Kara Ward, Partner at Holland & Knight
Today we meet at the intersection of housing finance and policy with Kara Ward, Partner at Holland & …
Part 1 & 2: Peter Maynard, SVP of USIS Data and Analytics at Equifax
How is AI used in credit? What is alternative data? In this episode, we talk to Peter Maynard …
2021 VantageScore 4.0 Performance Assessment whitepaper
This 2021 report represents the fourth annual model performance assessment of VantageScore 4.0 (which was launched in April 2017). The …
Credit Invisibles Fact Sheet
VantageScore 3.0 and 4.0 credit scoring models accurately score approximately 37 MILLION more consumers who are credit invisible using legacy …
Fannie, Freddie’s old FICO standards squeeze millions of would-be homebuyers
Millions of homebuyers are getting squeezed in the mortgage-making process thanks to outdated FICO standards used by Fannie Mae and …
Santa Rosa’s Exchange Bank Calling On Teens To Say How To Save Money
By Susan Wood, March 1, 2021 Calling on all lemonade stand entrepreneurs with a penchant for being a YouTube star. …
VantageScore’s Regulatory Acceptance
Approximately 12.3 billion VantageScore credit scores were used in a 12-month period by 9 of the top 10 largest banks …
You aren’t invisible to us
Have you ever felt completely ignored? Invisible, maybe? It’s a lonely and utterly defeating feeling, isn’t it? Now imagine how …
Consumer Credit: During COVID-19 and Beyond
COVID-19 has rapidly and seismically changed how every person lives, how every business operates and how consumers are impacted by …