Two-Part Whitepaper Series Studies the Size, Characteristics and Socioeconomic Contributors Relating to the Millions of Consumers Excluded from Conventional Scoring …
Credit Invisible No Longer: Examining the relationship between socioeconomic disparities and scoreability
Credit scores have been a central part of the discussions relating to Financial Inclusion and Access to Credit. The conventional …
Mining Data to Uncover Worthy Borrowers Shut Out by Credit Scores
For decades, the arbiters of creditworthiness have been two powerful groups: the Big Three credit bureaus, which keep files on …
VantageScore Solutions names trade group exec as new CEO
American Banker Online/National Mortgage News VantageScore Solutions has named Silvio Tavares, a former trade association head and Visa executive, as …
VantageScore Appoints Silvio Tavares as President and CEO
Proven fintech and data analytics executive will lead the next stage of the company’s growth and innovation October 12, 2021 …
FICO Score’s Hold on the Credit Market Is Slipping
For decades, nearly every consumer credit decision revolved around a three-digit number—the FICO credit score. That is changing. FICO has …
Combating Inequality with Inclusivity: Who Exactly is Credit Invisible and How are Racial Disparities Impacting Minority Homeownership Opportunities?
Lenders have long desired to find ways to accurately expand financial inclusion opportunities in a safe and sound manner. And …
American Banker webinar: Credit Invisibles + Racial Disparities in Lending
Lenders have long desired to find ways to accurately expand financial inclusion opportunities in a safe and sound manner. And …
Jim Park, CEO & Partner of The Mortgage Collaborative
Today we break down model minority and Asian American representation in the mortgage and finance industry with Jim …
Fico’s dominance in US credit scoring under challenge
Pressure mounts to address inequalities over access to credit by consumers Twenty-six million US consumers are estimated to be “credit …