Join VantageScore Senior Scientist Nick Rose as he presents “Trended Credit Data: Impacts and issues on consumer risk scores,” presented by the Consumer Bankers Association (CBA) on Thursday, November 15 at 2 pm EST.
You can register on the CBA webinar registration website, and view the webinar for free by using the PROMO CODE: Vantage15.
WHAT:
Trended credit data represents an important change in the way credit behaviors are reported to the three nationwide credit reporting companies (CRCs). Now, instead of providing a static snapshot of credit activity — the traditional way that credit data has been interpreted — trended credit data offers a view over time and helps assess the trajectory of consumer credit behaviors.
The result: greater predictiveness, particularly among lower-risk populations. Hear about how trended credit data can impact a lender’s bottom line and especially amongst the bankcard consumer loan category.
THIS WEBINAR WILL COVER:
- Understanding trended credit data, and the value it brings to lenders
- Overview of static vs. historical/trajectory of borrower behavior
- Bankcard consumer behavioral analysis/payment profiles
TOP 3 BENEFITS TO ATTENDEES:
- Insights on bankcard payment attributes and its predictive improvements on credit scores
- Performance lift in credit score predictiveness and accuracy
- Better identification of Prime and Superprime loan candidates