Did you know vantagescore 3 0 scores based on data from all three crcs are available free

Did You Know VantageScore 3.0 scores based on data from all three CRCs are available free?

Date: June 24, 2020

Consumers and consumer advocates often complain about the lack of availability of the credit scores that represent consumer risk across the three national credit reporting companies (CRCs), Equifax, Experian and TransUnion. Recently, however, credit scores have become much more accessible, which is great news for consumers who understand the value of earning and maintaining solid scores. VantageScore credit scores generated by the most recent VantageScore credit scoring model, VantageScore 3.0, based on data from each of the CRCs can now be obtained by consumers at no cost.

Credit.com and Experian

Through their partnership with Experian, Credit.com is able to provide consumers with their VantageScore credit score based on Experian data. The score is provided at no cost but the consumer does have to set up a login and password with the Credit.com website. Once your account is set up, you can update your VantageScore credit score once every 30 days.

LendingTree.com and TransUnion

LendingTree.com provides consumers with VantageScore 3.0 credit scores in partnership with TransUnion. The score based on TransUnion data is provided at no cost but you must set up a free account at the LendingTree website. Once your account is set up, you’ll be able to update your VantageScore 3.0 score every 30 days.

Quizzle.com and Equifax

In partnership with Equifax, Quizzle.com offers consumers VantageScore 3.0 credit scores based on Equifax data. Obtaining scores requires setting up a free account at the Quizzle website. Once your account is set up, you’ll be able to update your VantageScore credit score once every six months at no cost.

The availability of VantageScore 3.0 credit scores based on data from each of the three credit bureaus at no cost to the consumer is unique to the VantageScore credit scoring model. Other scoring models are either limited in their ability to provide scores based on each of the three credit bureaus’ credit data or are only obtained by the consumer for a fee.