default risk index update 1st quarter 2017

Default Risk Index Update: 1st Quarter 2017

Date: June 23, 2020

The VantageScore Default Risk Index has now been updated to include the results for the first quarter of 2017. The VantageScore Default Risk Index tracks the amount of default risk assumed by lenders in four U.S. consumer-loan categories: mortgage, bankcard, auto loan and student loan.

The first quarter of 2017 yielded fairly similar default risk results as compared with those at the end of last year; however, auto and mortgage lenders took slightly more risk. On originations volume, the risk profile of new auto loans increased from 89.3 in the fourth quarter of 2016 to 99.5 in the first quarter of 2017. This level represented the highest risk profile since the first quarter of 2016.

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