Don’t micromanage your credit score

March 14, 2012

Your credit score is like a movie: constantly changing until you decide to freeze a frame.

Your score, which lenders use to assess your bill-paying ability, is in a constant state of flux and will vary from one credit company to the next. In other words, you don’t have one credit score, but many.

“Your score can be updated every time there’s a new piece of information,” says Sarah Davies, senior vice president of analytics at VantageScore Solutions.

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