Credit score obsessed? Don’t be

It may sound strange coming from the president and CEO of a credit scoring company, but when I meet someone obsessing over his or her credit score, I always tell them the same thing: don’t worry so much about being up 10 points or down 20. Instead, focus on the direction your score is moving in and investigate how individual items in your history are helping or hurting your credit profile. Once you put that knowledge into action, and can do more of the positive behaviors and minimize the negatives ones your good score will come.

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