Accelerate Lending and Member Engagement with VantageScore
Accelerate Portfolio Growth
VantageScore helps credit unions recruit more members and offer more loans.
Scores More People
In some areas as many of one in three consumers lack a conventional credit score but are scoreable with VantageScore.
Highly Predictive
VantageScore delivers superior predictive accuracy among prime and near-prime consumers as well as those with lower scores. That performance increase boosts lenders’ ability to assess portfolio risks.
Drive Financial Inclusion
By providing a fair and accurate credit score to a broader population, VantageScore creates opportunities for lenders to extend credit safely and soundly to consumers historically underserved by legacy processes.
Scores approximately 94% of U.S. adults including 33 million that conventional models ignore.
Credit equality for approximately 13 million minority consumers.
What’s the Average Credit Score in Your State?
Member Education
VantageScore is provided to members for free along with educational materials as a member benefit. By engaging with members, credit unions establish trust and build loyalty.
10.1 billion VantageScore credit scores provided to consumers in a 12-month period.
Credit education tools including estimators, simulators and other helpful information are provided.
Credit Union Adoption Surges
55 of the top 100 credit unions, as well as many smaller credit unions, have upgraded to VantageScore.
Using VantageScore® for Credit Unions
VantageScore 4.0 helps lenders navigate the ever-changing landscape of credit scoring by aligning with the top CRCs and scoring more borrowers, more consistently.
Download the VantageScore Migration Playbook to understand how the model is differentiated from the legacy scoring models and best practices when using a new credit score.
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To get started, contact your CRC representative and start using VantageScore 4.0 today.