More Scores, More Borrowers
Learn how VantageScore's model provides a competitive advantage.
VantageScore provides lenders with peace-of-mind while reviewing and approving borrowers. Our cutting-edge models score approximately 96% of adults without compromising safety and soundness.
With VantageScore 4.0 lenders can:
- Experience a 20% improvement in predictive performance
- Gain deeper insights into borrowing and payment patterns
- Score more borrowers, expanding your customer base

Auto
Drive success with predictive performance across the risk distribution
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Capital Markets
Accurately track credit performance in real-time in the ABS and RMBS markets
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Credit Card
Uncover more credit-worthy borrowers with your secret weapon
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Mortgage
Open the door to more qualified applicants without lowering credit risk or pricing standards
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Credit Unions
Accelerate lending and member engagement
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