Why VantageScore?


Our organization continues to break down barriers of traditional credit markets by harnessing data analytics and innovation. Each model introduced offers new advancements that increase confidence among consumers, lenders and the financial community.

Innovative technology allows us to bring you unmatched scoring consistency, accuracy and predictability. VantageScore scores approximately 96% of the adult population, making access to credit more fair and equitable. 

VantageScore Is Used By


More than

0

Financial Institutions
0

of the 10
Largest Banks
0

of the 100
Largest Credit Unions

Recognized by Regulators



VantageScore engages with regulators to educate, inform, and foster fair credit environments for all.


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Consumer Financial Protection Bureau (CFPB), Federal Financial Institutions Examination Council (FFIEC),Federal Housing Finance Agency (FHFA),Federal Trade Commission (FTC), Office of the Comptroller of the Currency (OCC), Department of Housing and Urban Development (HUD), Federal Housing Administration (FHA),Federal Reserve Board (FRB),National Credit Union Administration (NCUA), Securities and Exchange Commission (SEC)