Free Credit Score Providers
Access your free VantageScore credit score with help from our partners.
A growing number of innovative websites have adopted the VantageScore credit model, and allow consumers to obtain VantageScore credit scores free, as part of no-cost basic subscriptions to their personal-finance services.
Each site is unique and combines credit score reporting with a variety of other services for monitoring and managing personal credit. Click the links below for more detail on each offering.
DIRECT-TO-CONSUMERS/NON-LENDERS FREE SCORE PROVIDERS
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American Express is enhancing American Express® MyCredit Guide, its popular credit score tool, with the addition of Score Goals, a credit score improvement tool (powered by VantageScore), using the VantageScore® 3.0 credit score. |
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CreditCards.com includes a VantageScore 3.0 score from TransUnion with its basic free membership, with score updates monthly. |
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Credit Karma provides VantageScore 3.0 scores from TransUnion and Equifax, with weekly updates, as part of its free Credit Report Card service. |
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CompareCards.com is a service of LendingTree, which provides free VantageScore 3.0 credit scores. |
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CreditSesame.com provides VantageScore 3.0 scores from TransUnion as part of a free subscription service. |
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The CreditWise program from Capital One provides VantageScore 3.0 scores from TransUnion. |
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LendingTree provides a VantageScore 3.0 score from TransUnion, with weekly updates, as part of its free subscription service. |
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myBankrate includes a VantageScore 3.0 score from TransUnion with its basic free membership and updates the score every week. |
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Nav provides VantageScore 3.0 scores from TransUnion and Experian, along with business credit grades from Dun & Bradstreet, Experian and Equifax—all for free. |
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NerdWallet provides VantageScore 3.0 scores from TransUnion, with updates every 7 days, and a TransUnion credit report with its free membership account. It also offers credit monitoring alerts and a credit simulator. |
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SavvyMoney provides VantageScore 3.0 credit scores powered by TransUnion®, updated monthly. |
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WalletHub includes a VantageScore 3.0 score from TransUnion and a TransUnion credit report with its basic free membership and updates the score daily. |
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Upturn provides VantageScore 3.0 scores from TransUnion® as a part of its free service which also includes credit reports, credit growth recommendations and real-time alerts. |
LENDER FREE SCORE PROVIDERS
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Capital One provides free VantageScore 3.0 credit scores powered by TransUnion®, with email alerts when your TransUnion credit report changes. |
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JP Morgan Chase provides free VantageScore 3.0 credit scores powered by TransUnion®, refreshed weekly when you log into your account. |
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OneMain Financial provides free VantageScore 3.0 credit scores from Experian, with your most current score available when you log into your account. |
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U.S. Bank provides free VantageScore 3.0 credit scores powered by TransUnion®, updated monthly when you log into your account. |