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VantageScore President & CEO Outlines Strategic Vision to Drive Financial Inclusion

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Leading in Transparency:

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The Win-Win: Drive Financial Inclusion and Portfolio Growth.

Introducing Inclusion360™ Powered by VantageScore®
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How to be Inclusive...AND Transparent with Reason Codes

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Enabling Financial Inclusion

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More Inclusive Credit Scores for Mortgages Supported in Regulator Listening Session

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VantageScore has revolutionized the credit scoring marketplace for lenders by leveraging advanced data analytics to make access to credit more equitable.

More than 3,000 unique users of VantageScore credit scores, including over 2,600 financial institutions. VantageScore credit scores used in underwriting/account opening decisions increased by 620MM or by 132% compared to the 2019 study.

Nine of the 10 largest banks and 43 of the 100 largest credit unions used VantageScore credit scores in one or more lines of business.

Key Benefits


VantageScore is widely used across lender types and across loan products for its best-in-class inclusivity and predictive performance. 

SCORES 96% OF ADULTS IN THE USA USING EMPERICALLY DRIVEN INSIGHTS AND ADVANCED ANALYTICS

Leverages the latest in data innovation to drive best in class predictive performance

ACCESSIBLE BY OVER 220 MILLION CONSUMERS

MARKET LEADING TRANSPARENCY AND GOVERNANCE

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Credit Insights



VantageScore updates consumer credit insights on a monthly basis.

Lenders and other market participants can leverage our monthly key metrics that reflect the status of U.S. consumer credit trends and credit scores calculated with our models. 


Explore more consumer credit insights to understand these trends.


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BILLION

VANTAGESCORES USED FROM MARCH 2021 - FEBRUARY 2022

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BILLION

VANTAGESCORES PROVIDED BY CONSUMER WEBSITES

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BILLION

VANTAGESCORES USED BY CREDIT-CARD ISSUERS

THE SCORE Podcast


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Get advanced analytic updates and the latest in how consumer-permissioned data will revolutionize credit decisions 

  • May 17, 2022

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Putting the "S" in ESG


Lenders that use VantageScore demonstrate social awareness by extending credit to creditworthy consumers historically underserved. Securitizations that cite VantageScore are recognized for high levels of accuracy and transparency combined with inclusivity, safety and soundness.

  • Cover underserved and mainstream consumers

  • Provide loan-level access

  • Offer comparable performance

  • Enable rigorous surveillance processes

  • Acheive ratings agency recognition

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