The Win-Win: Drive Financial Inclusion and Portfolio Growth.
Introducing Inclusion360™ Powered by VantageScore®
VantageScore has revolutionized the credit scoring marketplace for lenders by leveraging advanced data analytics to make access to credit more equitable.
More than 2,500 unique users of VantageScore credit scores, including 2,200 financial institutions. Credit card issuers and banks and thrifts accounted for over half (52%) of all usage of VantageScore credit scores. Nine of the 10 largest banks and 29 of the 100 largest credit unions used VantageScore credit scores in one or more lines of business.
VantageScore is widely used across lender types and across loan products for its best-in-class inclusivity and predictive performance.
SCORES 96% OF ADULTS IN THE USA USING EMPERICALLY DRIVEN INSIGHTS AND ADVANCED ANALYTICS
Leverages the latest in data innovation to drive best in class predictive performance
ACCESSIBLE BY OVER 220 MILLION CONSUMERS
Lenders and other market participants can leverage our monthly key metrics that reflect the status of U.S. consumer credit trends and credit scores calculated with our models.
Explore more consumer credit insights to understand these trends.
VANTAGESCORES USED FROM JULY 2018 - JUNE 2019
VANTAGESCORES PROVIDED BY CONSUMER WEBSITES
VANTAGESCORES USED BY CREDIT-CARD ISSUERS
THE SCORE Podcast
You might be surprised to learn that among all the fintechs out there solving for so many unique problems that it’s a student loan provider that American Banker named best fintech to work for.
According to the Education Data Initiative, the average public university student borrows about $30,000 to obtain a bachelor’s degree. Meanwhile, those who attend private universities borrow around $44,000 on average. Debt loads are also disproportionately impacting minority students.
MPOWER is aiming to reshuffle the deck and help students, particularly those from outside of the United States, choose the right loans and educational experiences. Oh, and American Banker just ranked them the top fintech in the U.S. to work for!
Putting the "S" in ESG
Lenders that use VantageScore demonstrate social awareness by extending credit to creditworthy consumers historically underserved. Securitizations that cite VantageScore are recognized for high levels of accuracy and transparency combined with inclusivity, safety and soundness.
Cover underserved and mainstream consumers
Provide loan-level access
Offer comparable performance
Enable rigorous surveillance processes
Acheive ratings agency recognition
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