Accelerate Lending & Member Engagement
Expand Portfolio Growth
VantageScore helps credit unions recruit more members and offer more loans.
By providing a fair and accurate credit score to a broader population, VantageScore creates opportunities for lenders to extend credit safely and soundly to consumers historically underserved by legacy processes.
The VantageScore Value
The VantageScore 4.0 credit scoring model can help enhance success for credit unions with:
- Unlock New BorrowersVantageScore scores approximately 94% of U.S. adults including 33 million that conventional models ignore.
- Drive Financial InclusionProvide credit equality for approximately 13 million minority consumers.
- Easily Assess Portfolio RisksVantageScore delivers superior predictive accuracy among prime and near-prime consumers as well as those with lower scores.
Together, we can build a stronger and more inclusive lending ecosystem.
Member Engagement
VantageScore is provided to members for free along with educational materials as a member benefit. By engaging with members, credit unions establish trust and build loyalty.
- 27 billion VantageScore Credit Scores
Provided to consumers in a 12-month period.
- Credit Education
Tools including estimators, simulators, and other helpful information are provided.
Using VantageScore for Credit Unions
VantageScore 4.0 helps lenders navigate the ever-changing landscape of credit scoring by aligning with the top CRCs and scoring more borrowers, more consistently.
Download the VantageScore Migration Playbook
