What to do if your credit history is “thin”


Date: March 12, 2012

Sarah Gardner: So, do you have any idea what your credit score is? You know, that three-digit number that can make your borrowing life a breeze or a bust. FICO is probably the score you’ve heard of, but recently FICO’s gotten some competition. These credit scores, though, have one thing in common — they require numbers to crunch. But about 50 million Americans don’t have enough of those “numbers.” In the industry, those people are called “thin files.”

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