The latest VantageScore research dives deep into who is considered “conventionally unscoreable” and breaks down socioeconomic factors, such as income, homeownership (vs. renting), access to banking services, and race/ethnicity – all of which contribute to how this consumer segment cannot be scored using a conventional credit score model.
Check out this infographic that breaks down those who are conventionally unscoreable, and how VantageScore can reach them using more advanced and predictive modeling techniques that do not compromise risk standards.
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