Credit Invisibles Fact Sheet

Date: March 23, 2021

VantageScore 3.0 and 4.0 credit scoring models accurately score approximately 40 MILLION more consumers who are credit invisible using legacy models. 10 MILLION of these consumers have VantageScore credit scores of 620 or higher; including 2.4 MILLION African Americans and Hispanics.

See the demographic and geographic breakdowns in this 1-pager and frequently asked questions about how VantageScore is able to score more people, with more accuracy and predictiveness.

More Insights & Resources

See all the performance data and insights on VantageScore’s advantage in the credit card industry.

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