Combating Inequality with Inclusivity: Who Exactly is Credit Invisible and How are Racial Disparities Impacting Minority Homeownership Opportunities?

Date: July 16, 2021

Lenders have long desired to find ways to accurately expand financial inclusion opportunities in a safe and sound manner. And yet, there is a widening racial divide among who is determined to be creditworthy and who is not. By applying more advanced, proven tools and research, lenders can have a positive impact on both communities of color and their businesses.

Understand the profile of consumers who are considered “credit invisibles” (i.e., those who are typically not scored using legacy credit scoring models) and the opportunity to lend to them. Deep dive into how access to homeownership has been limited for minority borrowers and the wide impact of that disparity.

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