RiskRatio Powered By VantageScore™
What Is RiskRatio?
RiskRatio Creates Transparency Related to:
RiskRatio Measurements
- Both the Account Management and Originations analyses are conducted at the account level.
- All eligible accounts from the consumer population are selected within a given quarter.
All data and information provided in and by RiskRatio powered by VantageScore™ is for informational purposes only and should not be relied upon for financial, marketing, legal, technical, or other purpose or advice. Users are responsible for compliance with all applicable laws and regulations when using such data and information, including fair lending laws. Depictions of default rates within a VantageScore credit score band are not a guarantee of any future performance.
Please review these Terms of Use before using or accessing RiskRatio. RiskRatio is provided "as is" and on an "as-available" basis. VantageScore has no obligation to update any of the data and information provided in and by RiskRatio.
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Geocoding Sources:
Zip code to Census tract relationship file
Census tract to PUMA relationship file
Code Tabulation Area (ZCTA) Relationship File Record
Zip code CBSA file is used from the HUDUSER Office of Policy development and Research website
2010 Congressional District Relationship Files (Nation-based)