VantageScore Newsletter September 2008 www.vantagescore.com |
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Fitch Ratings is the first rating agency with the capability to evaluate and assign ratings to mortgage loans based on VantageScore, the only generic credit scoring model jointly developed by the three national credit reporting companies (CRCs – Equifax, Experian, and TransUnion). With VantageScore, the same algorithm is in place at all three CRCs giving a consistent interpretation of consumer credit files across all three major credit reporting companies.
Contact VantageScore: VantageScore is sold and marketed only through individual licensing arrangements with the three major credit reporting companies (CRCs) - Equifax, Experian and TransUnion. Lenders and other commercial entities interested in learning more about VantageScore may contact one of the CRCs. |
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Huxley Somerville answers questions about using VantageScore in Fitch Ratings models. Mr. Somerville serves as Group Managing Director and head of U.S. RMBS at Fitch.
Earlier this year VantageScore became a member of the American Securitization Forum, an industry group that provides leadership and shapes the dialogue among the various entities involved in the secondary market.
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